Who We Are
Let’s Talk Sacco is a member-owned financial cooperative based in Ndumberi, Kiambu, Kenya. Founded with the vision of empowering our community through savings and affordable credit, we exist to help members achieve financial stability and growth. We believe in trust, transparency, and the power of working together.
Message from Our Chairman
As Chairman of Let’s Talk Sacco, I am proud of the journey we have made together as members. What began as a small initiative has grown into a strong and trusted cooperative that continues to transform lives.
Our mission is to provide secure savings, accessible loans, and shared dividends that benefit every member.
We are committed to building a SACCO that puts members first and one that is transparent, accountable, and focused on collective growth.
Thank you for trusting us with your financial future.
Together, we will continue to prosper.”
— Eric Kiarie Njoroge, Chairman

Our Story
The year is 2021, what began as a simple goat-eating ceremony among five close friends in one of our founder’s compounds turned into something bigger than any of us imagined. We were just a group of friends who wanted to meet monthly, share laughter, and support one another through a small merry-go-round.
As we grew together, we realized that this was more than just friendship, it was the seed of something meaningful. A year later, we scribbled down our first set of rules to give our group structure. Soon after, we introduced table banking, and what started as a casual get-together began to take shape as a community with a shared financial purpose.
By 2024, with a quorum of 18 committed members, we took a bold step: we officially registered as a SACCO. That was the birth of Let’s Talk Sacco a cooperative built on trust, unity, and the spirit of growth.
Today, we are 17 dedicated founders and a growing membership community, united not just by financial savings and affordable credit, but also by a deeper mission: to give back to the environment. We are on a journey to plant 100,000 trees, combining financial empowerment with environmental conservation.
Let’s Talk Sacco is more than a financial institution, it is a family, a community, and a movement for growth, prosperity, and sustainability.
Board of Directors
Guiding our vision, serving our members

Eric Kiarie
Chairman / Founder

MARTIN MURITU
Director / Founder

BONIFACE BARUA
Director / Founder

KELVIN THUO
Director / Founder

SOSPETER KIHIRO
Director / Founder

FELIX MWAURA
Vice Chairman / Founder

EDWIN GACHIE
Director / Founder

RICHARD KARURI
Director / Founder

EVANSON NGIGE
Director / Founder

SIMON THUO
Secretary / Founder

KEVIN KAMAU
Director / Founder

JOSEPH MATHU
Director / Founder

MICHAEL KAMAU
Director / Founder

RICHARD WAITI
Treasurer / Founder

JAMES GITUNGO
Director / Founder

DENNIS NDEGWA
Director / Founder

WALLACE KINYANJUI
Director / Founder




